{"id":342574,"date":"2025-11-12T21:00:08","date_gmt":"2025-11-13T04:00:08","guid":{"rendered":"https:\/\/www.whitecoatinvestor.com\/make-more-money\/"},"modified":"2025-11-15T13:16:37","modified_gmt":"2025-11-15T20:16:37","slug":"make-more-money","status":"publish","type":"page","link":"https:\/\/www.whitecoatinvestor.com\/make-more-money\/","title":{"rendered":"How Doctors Can Make More Money"},"content":{"rendered":"<section class=\"hero make-more-money\">\n<div class=\"container\">\n<div class=\"row\">\n<div class=\"col-lg-10 col-xl-8 mx-auto hero-content text-center\">\n    <i class=\"ikon ikon-orange ikon-xxl ikon-boosting-income mb-4\"><\/i><\/p>\n<h1>Make More Money<\/h1>\n<div class=\"headline-underscore mx-auto\"><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<section class=\"white\">\n<div class=\"container\">\n<div class=\"row\">\n<div class=\"col-lg-10 col-xl-8 mx-auto\">\n<p>\n     To reach financial independence quicker than their salaries allow, many docs look for other sources of income. Maybe it\u2019s because you\u2019re wanting to pay off your house or the debt on your office building or your student loans. Perhaps you\u2019re saving up for an early retirement, a sabbatical year, a trip around the world, or your kid\u2019s college\/wedding expenses. Whatever the need, there are quite a few options to boost your revenue.<\/p>\n<p>     The good news is that you can actually use the medical training you already possess to make more money. You can take paid medical surveys, or you can become an expert in medical coding. You could expand your horizons into another field entirely with a non-medical side gig, like writing or getting into real estate. You could study hard and become a DIY investor.  Or you could find ways to earn a bigger salary at your current job by negotiating a new contract.\n    <\/p>\n<div class=\"text-center mt-4\">\n     <iframe title=\"YouTube video player\" src=\"https:\/\/www.youtube.com\/embed\/clOe8aq14JQ\" class=\"youtube-container\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><\/iframe>\n    <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<section class=\"gray\">\n<div class=\"container\">\n<div class=\"row\">\n<div class=\"col-lg-10 col-xl-8 mx-auto\">\n<h2 class=\"text-darkblue\">Paid Medical Surveys<\/h2>\n<div class=\"headline-underscore\"><\/div>\n<p class=\"mt-3\">\n     Taking surveys isn't ever going to overtake your clinical practice as your main source of income, but you can make a surprising amount of money doing them as a physician, especially compared to non-physician online survey companies. One white coat investor even made $30,000 in a year from completing surveys.\n    <\/p>\n<div class=\"text-center my-4\">\n     <iframe title=\"YouTube video player\" src=\"https:\/\/www.youtube.com\/embed\/MigSbgncQtw\" class=\"youtube-container\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><\/iframe>\n    <\/div>\n<p>\n     If you are an employee at your practice, one big advantage of taking surveys is that you get some self-employment (1099) income. Since you and your employer are completely unrelated employers, that means you can start an individual or solo 401(k). Yes, that's right, you can have more than one 401(k). Assuming you're maxing out the 401(k) at your main gig, you can contribute 20% of what you make doing surveys into the solo 401(k). You can also roll traditional, SEP, and SIMPLE IRAs into it, allowing you to do a Backdoor Roth IRA. <\/p>\n<p>Be sure to treat the enterprise as a real business. Get an Employee Identification Number and a separate business bank account. Treat its finances separately from your own. Report the income and put any expenses on Schedule C and SE each year.\n    <\/p>\n<p>    <a href=\"\/surveys-for-money-best-companies-for-physician-online-surveys\/\" class=\"btn btn-primary\">Best Physician Survey Companies<\/a>\n   <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<section class=\"darkblue\">\n<div class=\"container\">\n<div class=\"row\">\n<div class=\"col-lg-12 text-center text-white\">\n<h2 class=\"text-white\">Take Control of Your Financial Life<\/h2>\n<div class=\"headline-underscore centered\"><\/div>\n<p class=\"my-4\">Enroll in WCI Financial Boot Camp, a FREE educational email series, and learn to convert your high income to wealth and comfort.<\/p>\n<div class=\"ck-form-container\">\n     \t\t<div class=\"row wci-ck-signup justify-content-center\">\n\t\t\t<div class=\"col-lg-7\">\n\t\t\t\t<form id=\"wci-ck-form-5622578\" class=\"d-lg-flex\">\n\t\t\t\t\t<input name=\"email\" type=\"email\" id=\"wci-ck-form-email-5622578\" class=\"form-control d-block d-lg-inline-block flex-grow-1 mb-3 mb-lg-0 mx-auto mx-lg-2\" placeholder=\"Email Address\" \/>\n\t\t\t\t\t<input type=\"submit\" class=\"btn btn-primary mx-2\" style=\"white-space:nowrap;\" id=\"wci-ck-form-submit-5622578\" value=\"Start Here\" \/>\n\t\t\t\t<\/form>\n\t\t\t<\/div>\n\t\t<\/div>\n\n        <div class=\"wci-ck-signup thank-you\">\n            <h5 class=\"eyebrow\">You're all set!<\/h5>\n            <p>You can unsubscribe anytime using the link at the bottom of any email.<\/p>\n        <\/div>\n\n\t\t<script>\n            \/\/ jQuery('#wci-ck-form-submit-5622578').on('click', () => {\n\t\t\tjQuery('#wci-ck-form-5622578').on('submit', (e) => {\n\t\t\t\te.preventDefault();\n                const email = jQuery('#wci-ck-form-email-5622578').val();\n                if(email && \/(.+)@(.+){2,}\\.(.+){2,}\/.test(email)){\n                    fetch('https:\/\/api.convertkit.com\/v3\/forms\/5622578\/subscribe', {\n                        method: \"POST\",\n                        headers: { \"Content-Type\": \"application\/json; charset=utf-8\" },\n                        body: JSON.stringify({ api_key: '0AMKyMtso2Lf2MgcoenhEg', email })\n                    })\n                    .then(response => response.json())\n                    .then(data => {\n                        jQuery('.wci-ck-signup').hide();\n                        jQuery('.wci-ck-signup.thank-you').show();\n                    })\n                    .catch(error => {\n                        alert('We were unable to subscribe you. Please try again later.');\n                    });\n                } else {\n                    alert('Please provide a valid email.');\n                }\n            });\n        <\/script>\n\n\t\n    <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<section class=\"white\">\n<div class=\"container\">\n<div class=\"row\">\n<div class=\"col-lg-10 col-xl-8 mx-auto\">\n<h2 class=\"text-darkblue\">DIY Investing Could Be Your Best Paying Hobby<\/h2>\n<div class=\"headline-underscore\"><\/div>\n<div class=\"text-center my-4\">\n     <iframe title=\"YouTube video player\" src=\"https:\/\/www.youtube.com\/embed\/_YymdR_OGFc\" class=\"youtube-container\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><\/iframe>\n    <\/div>\n<p class=\"mt-3\">\n     One of the most valuable hobbies for any physician is learning to do their own financial planning and investing. While some doctors invest haphazardly, dedicating the time to understand personal finance and developing the discipline to manage investments can pay off significantly. Hiring an advisor comes with costs that can eat into your returns, but by managing your own investments, you could save millions over time.<\/p>\n<p>     A physician investing $100,000 per year for 30 years could end up with $10.1 million using an advisor, but by managing the investments themselves, they could have $12.2 million\u2014$2.1 million more. Even with a smaller investment of $50,000 per year for 20 years, avoiding a 0.5% advisor fee could save $125,000\u2014enough for a nice vacation every year.<\/p>\n<p>     Even in retirement, reducing expenses can mean retiring earlier or with more financial freedom. Learning to invest wisely isn't as difficult as medicine, and it can result in significant financial gains over time.\n    <\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<section class=\"gray\">\n<div class=\"container\">\n<div class=\"row\">\n<div class=\"col-lg-10 col-xl-8 mx-auto\">\n<h2 class=\"text-darkblue\">Know Your Medical Coding to Optimize Reimbursements<\/h2>\n<div class=\"headline-underscore\"><\/div>\n<p class=\"mt-3\">\n     If you want to get better at billing, you need to get better at coding. Know the rules of the game inside out. Physicians routinely undervalue services they are already providing. Taking a coding training course might help you become more confident in the worth of the work that you are doing.<\/p>\n<p>     As part of the quality strategy to reform how healthcare is delivered and paid for, CMS is implementing initiatives to assure quality healthcare. These value-based programs reward healthcare providers with incentive payments for the quality of care they give to their patients. Your group may receive annual incentive payments from insurers based on quality measures that are used to calculate that pay.<\/p>\n<p>     It\u2019s important to pay attention to any quality incentive measures that you may have in your office, as this might represent a bonus in your salary. This might mean documenting or clicking the right box for your diabetic foot exam and ordering an annual microalbumin lab, recording in the EHR that controlled blood pressure reading from home, and making sure you don\u2019t prescribe an antibiotic if your ICD-10 code is acute bronchitis. If these ensure you a $30,000 quality bonus in your paycheck, for example, suddenly it doesn\u2019t become an annoyance anymore.\n    <\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<section class=\"white\">\n<div class=\"container\">\n<div class=\"row\">\n<div class=\"col-lg-10 col-xl-8 mx-auto\">\n<h2 class=\"text-darkblue\">Have Your Contract Reviewed<\/h2>\n<div class=\"headline-underscore\"><\/div>\n<p class=\"mt-3\">\n     The variation in intraspecialty pay dwarfs the variation in the averages between specialties. There are family physicians and pediatricians who bring home seven figures a year by running efficient, high-volume practices with associate physicians and APCs. It is relatively easy to determine the approximate average income for a given specialty in a given area, but breaking that down into percentiles or comparing it to hours worked or patients seen per hour is a lot more difficult. <\/p>\n<p>     However, there is little reason for a doctor to work for less than the average in their specialty unless they are given a particularly sweetheart deal in a particularly awesome location. Doctors typically have \u201cpeople pleaser\u201d personalities, and they are often willing to work for much less than their employers are actually willing to pay them. Thus, a large percentage of doctors are underpaid. Surveys of doctors show that about 50% of them feel like they're underpaid.<\/p>\n<p>     Spending a few hundred bucks upfront to get your physician contract reviewed is often well worth it.\n    <\/p>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"row\">\n<div class=\"col-lg-12\">\n<div class=\"orange-horizontal-divider mt-5 mb-4\"><\/div>\n<div class=\"eyebrow\">The WCI Podcast<\/div>\n<h2 class=\"text-darkblue\">Featured Episodes on Making More Money<\/h2>\n<div class=\"headline-underscore\"><\/div>\n<div class=\"row\">\n     \t\t\t\t<div class=\"col-lg-4 mb-4 mb-lg-0\">\n\t\t\t\t\t<a href=\"\/physician-side-gigs-351\"><div class=\"featured-podcast-thumbnail\" style=\"background-image:url('https:\/\/i.ytimg.com\/vi\/IiSQOXuIfq8\/hqdefault.jpg');\" alt=\"Physician Side Gigs\"><\/div><\/a>\n\t\t\t\t\t<!-- <span class=\"text-blue\">January 25, 2024<\/span><br> -->\n\t\t\t\t\t<span class=\"text-blue\">January 25, 2024<\/span><br>\n\t\t\t\t\t<a href=\"https:\/\/youtube.com\/watch?v=IiSQOXuIfq8\" class=\"btn btn-sm btn-darkBlue-outline me-2 \" target=\"_blank\" title=\"Watch on YouTube\"><i class=\"ikon ikon-xxs ikon-watch-solid me-1\"><\/i>Watch<\/a>\n\t\t\t\t\t<a href=\"https:\/\/play.libsyn.com\/embed\/episode\/id\/29535033\" class=\"btn btn-sm btn-darkBlue-outline \" target=\"_blank\"><i class=\"ikon ikon-xxs ikon-listen-solid me-1\"><\/i>Listen<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"col-lg-4 mb-4 mb-lg-0\">\n\t\t\t\t\t<a href=\"\/increasing-your-primary-care-income-an-interview-with-doc-g-of-diversefi-podcast-75\"><div class=\"featured-podcast-thumbnail\" style=\"background-image:url('https:\/\/i.ytimg.com\/vi\/4p-HlJIr-fI\/hqdefault.jpg');\" alt=\"Increasing Your Primary Care Income: An Interview with Doc G of DiverseFI\"><\/div><\/a>\n\t\t\t\t\t<!-- <span class=\"text-blue\">October 16, 2018<\/span><br> -->\n\t\t\t\t\t<span class=\"text-blue\">October 16, 2018<\/span><br>\n\t\t\t\t\t<a href=\"https:\/\/youtube.com\/watch?v=4p-HlJIr-fI\" class=\"btn btn-sm btn-darkBlue-outline me-2 \" target=\"_blank\" title=\"Watch on YouTube\"><i class=\"ikon ikon-xxs ikon-watch-solid me-1\"><\/i>Watch<\/a>\n\t\t\t\t\t<a href=\"https:\/\/play.libsyn.com\/embed\/episode\/id\/7122897\" class=\"btn btn-sm btn-darkBlue-outline \" target=\"_blank\"><i class=\"ikon ikon-xxs ikon-listen-solid me-1\"><\/i>Listen<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"col-lg-4 mb-4 mb-lg-0\">\n\t\t\t\t\t<a href=\"\/moonlighting-and-side-gigs-podcast-68\"><div class=\"featured-podcast-thumbnail\" style=\"background-image:url('https:\/\/i.ytimg.com\/vi\/r4lKs18f7Hk\/hqdefault.jpg');\" alt=\"Moonlighting and Side Gigs\"><\/div><\/a>\n\t\t\t\t\t<!-- <span class=\"text-blue\">August 23, 2018<\/span><br> -->\n\t\t\t\t\t<span class=\"text-blue\">August 23, 2018<\/span><br>\n\t\t\t\t\t<a href=\"https:\/\/youtube.com\/watch?v=r4lKs18f7Hk\" class=\"btn btn-sm btn-darkBlue-outline me-2 \" target=\"_blank\" title=\"Watch on YouTube\"><i class=\"ikon ikon-xxs ikon-watch-solid me-1\"><\/i>Watch<\/a>\n\t\t\t\t\t<a href=\"https:\/\/play.libsyn.com\/embed\/episode\/id\/6953681\" class=\"btn btn-sm btn-darkBlue-outline \" target=\"_blank\"><i class=\"ikon ikon-xxs ikon-listen-solid me-1\"><\/i>Listen<\/a>\n\t\t\t\t<\/div>\n\t\t\t\n    <\/div>\n<div class=\"row mt-3\">\n<div class=\"col-12\">\n      <a href=\"\/wci-podcast\" class=\"orange\"><\/p>\n<h4 class=\"d-inline\">See All 500+ Episodes<\/h4>\n<p><\/a>\n     <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<section class=\"gray\">\n<div class=\"container\">\n<div class=\"row\">\n<div class=\"col-lg-10 col-xl-8 mx-auto\">\n<h2 class=\"text-darkblue\">Other Resources to Boost Your Income<\/h2>\n<div class=\"headline-underscore\"><\/div>\n<p class=\"mt-3\">\n<ul class=\"link-list\">\n<li><a href=\"\/15-ways-to-make-more-money-as-a-doctor\/\">Ways Doctors Can Make More Money<\/a><\/li>\n<li><a href=\"\/7-physician-side-hustles\/\">Physician Side Hustle Ideas<\/a><\/li>\n<li><a href=\"\/multiple-streams-of-income\/\">How to Create Multiple Streams of Income<\/a><\/li>\n<li><a href=\"\/enterpreneurship-and-passive-income\/\">Entrepreneurship and Passive Income<\/a><\/li>\n<li><a href=\"\/double-your-income-primary-care-physician\/\">Make More Money as a Family Medicine Physician<\/a><\/li>\n<li><a href=\"\/contract-negotiation-and-review\/\">Employment Contract Negotiation and Review<\/a><\/li>\n<li><a href=\"\/how-to-get-what-you-deserve\/\">How to Get What You Deserve as a High-Earning Woman<\/a><\/li>\n<li><a href=\"\/10-ways-to-feel-rich\/\">10 Ways to Feel Rich<\/a><\/li>\n<li><a href=\"\/4-ways-to-boost-your-return-without-taking-additional-risk\/\">Ways to Boost Investment Returns Without Additional Risk<\/a><\/li>\n<li><a href=\"\/9-ways-to-increase-your-investing-return\/\">Ways to Increase Your Investing Return<\/a><\/li>\n<li><a href=\"\/a-side-hustle-to-consider-medicolegal-or-insurance-consulting\/\">A Side Hustle to Consider\u2013Medicolegal or Insurance Consulting<\/a><\/li>\n<li><a href=\"\/how-did-these-physicians-create-passive-income\/\">How Did These Physicians Create Passive Income?<\/a><\/li>\n<\/ul>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n\n<section class=\"white learn\">\n\t<div class=\"container\">\n\t\t<div class=\"row\">\n\t\t\t<div class=\"col-xxl-10 mx-auto text-center\">\n\t\t\t\t<h2 class=\"text-blue\">What Do You Want to Learn About?<\/h2>\n\t\t\t\t<div class=\"row justify-content-start justify-content-lg-center my-4 learn-icons row-cols-3 row-cols-lg-5 row-cols-xl-auto g-4\">\n\t\t\t\t\t<div class=\"col px-2 px-md-4\">\n\t\t\t\t\t\t<a href=\"\/invest\/\">\n\t\t\t\t\t\t\t<i class=\"ikon ikon-invest ikon-orange ikon-md\" alt=\"Invest\"><\/i><br>\n\t\t\t\t\t\t\tInvest\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"col px-2 px-md-4\">\n\t\t\t\t\t\t<a href=\"\/debt\/\">\n\t\t\t\t\t\t\t<i class=\"ikon ikon-coins ikon-orange ikon-md\" alt=\"Get Out of Debt\"><\/i><br>\n\t\t\t\t\t\t\tGet out<br>of Debt\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"col px-2 px-md-4\">\n\t\t\t\t\t\t<a href=\"\/budget\/\">\n\t\t\t\t\t\t\t<i class=\"ikon ikon-money ikon-orange ikon-md\" alt=\"Budget and Spending\"><\/i><br>\n\t\t\t\t\t\t\tBudget &<br>Spending\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"col px-2 px-md-4\">\n\t\t\t\t\t\t<a href=\"\/asset-protection\/\">\n\t\t\t\t\t\t\t<i class=\"ikon ikon-protect-money ikon-orange ikon-md\" alt=\"Asset Protection\"><\/i><br>\n\t\t\t\t\t\t\tAsset<br>Protection\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"col px-2 px-md-4\">\n\t\t\t\t\t\t<a href=\"\/home-buying\/\">\n\t\t\t\t\t\t\t<i class=\"ikon ikon-housing ikon-orange ikon-md\" alt=\"Buy a Home\"><\/i><br>\n\t\t\t\t\t\t\tBuy a<br>Home\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"col px-2 px-md-4\">\n\t\t\t\t\t\t<a href=\"\/retirement\/\">\n\t\t\t\t\t\t\t<i class=\"ikon ikon-retirement ikon-orange ikon-md\" alt=\"Retirement\"><\/i><br>\n\t\t\t\t\t\t\tRetirement\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"col px-2 px-md-4\">\n\t\t\t\t\t\t<a href=\"\/make-more-money\/\">\n\t\t\t\t\t\t\t<i class=\"ikon ikon-invest ikon-orange ikon-md\" alt=\"Make More $\"><\/i><br>\n\t\t\t\t\t\t\tMake<br>More $\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"col px-2 px-md-4\">\n\t\t\t\t\t\t<a href=\"\/reduce-taxes\/\">\n\t\t\t\t\t\t\t<i class=\"ikon ikon-tax-services ikon-orange ikon-md\" alt=\"Reduce Taxes\"><\/i><br>\n\t\t\t\t\t\t\tReduce<br>Taxes\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<h4 class=\"text-orange d-none d-md-block\">Do You Need a Financial Professional? See Our <a href=\"\/recommended\/\" class=\"orange\">Recommended List<\/a><\/h4>\n\t\t\t\t<div class=\"d-md-none\"><h3 class=\"text-orange\">Do You Need a Financial Professional?<\/h3><h5 class=\"text-darkblue fw-bold\" style=\"text-transform:none;\">See Our <a class=\"text-darkblue text-decoration-underline\" href=\"\/recommended\/\">Recommended List<\/a><\/h5><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/section>\n\n\t\n<section class=\"blue-w\">\n\t<div class=\"container\">\n\t\t<div class=\"row justify-content-center\">\n\t\t\t<div class=\"col-lg-4 text-center text-lg-start\">\n\t\t\t\t<h2 class=\"text-white mb-4\">Become a White Coat Investor<\/h2>\n\t\t\t\t<p>Medical school may not have taught you about money, but we will.<\/p>\n\t\t\t\t<p class=\"d-none d-lg-block\"><em>We will never sell your information. 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Perhaps you\u2019re saving up for an early retirement, a sabbatical year, a trip around [&hellip;]","protected":false},"author":1009053,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-blank.php","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-342574","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How Doctors Can Make More Money | White Coat Investor<\/title>\n<meta name=\"description\" content=\"Learn how doctors can boost their income with smart financial strategies, effective investing, and side gigs tailored for high-earning professionals. 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